What's New?

SECURITY WARNING: Phishing Scam

Digital Insight, our home banking and website provider, has alerted us to a phishing scam directed at credit union members. This scam targets users by sending e-mails that appear to be from Digital Insight and is designed to trick the recipient into clicking a link in the e-mail for the purpose of acquiring sensitive data, such as passwords or financial information.

DO NOT click links or install programs suggested in the e-mails, even if the e-mail appears to be from Digital Insight or a familiar source. Please immediately delete these e-mails and be careful not to take the actions requested. Digital Insight will never send e-mails containing links to download software or applications.

If you have questions about this, please contact Atlantic Federal at info@atlfedcu.com or call us at 1-800-222-1329.

Refer a Member; Enter Our $1,100 Gas Giveaway

Share the many benefits of credit union membership… Recruit family members and co-workers to join Atlantic Federal and you'll receive an entry in our "Fill Your Tank On Us" Sweepstakes. Here are the gasoline gift card prizes:

Remember, you receive one sweepstakes entry for each member you recruit. So the more members you recruit, the greater you chances of winning.

Tell your referral that in addition to getting Atlantic Federal’s better rates, better service, better everything, he or she will be entered in a separate drawing.

Eligible for membership:

• Co-workers at companies in our field of membership
• Family members including spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents
• Anyone living in your household eve if unrelated
• Anyone who lives, works, worships, volunteers, attends school or regularly does business in the city of Newark.

Click here to refer someone now. We will send your referral a membership package. Once your referral joins, your name will be automatically entered in the drawings.

Employees and officials of Atlantic Federal Credit Union and their families are not eligible for sweepstakes. Promotion ends Oct. 31, 2008.

Improved Automated Telephone Teller

Quick Draw, our 24-hour automated telephone service, has a new name: @nytime Teller.

The new name comes with improvements to the system making it more member-friendly effective July 14.

Improvements to @nytime Teller include:

• Additional security to validate your identity. You will be required to change your PIN from the last four digits of your Social Security number to a new PIN if you haven't already done so with the current system.
• You will be asked to enter your zip code each time you enter the system.
• An easier-to-navigate menu with additional prompts to return to previous menus.

@nytime Teller will retain the many functions currently available. You will still be able to:

• Get real time account balances
• Transfer funds between accounts
• Make loan payments
• Make withdrawals from deposit and line-of-credit accounts that are mailed the same day when calls are made weekdays by 2 pm EST.
• Learn which checks have cleared
• Choose English or Spanish
• The option to speak to a live member service representative during business hours

Another 1/4% Cut in Home Equity Rates

Our Home Equity Line of Credit Loan rate was reduced again on July 1. Rates now are as low as 5.0% apr. Use a Home Equity Loan to make home improvements or pay off bills. All Home Equity loans come with free checks for easy access to your credit line. There's no points, no closing costs, no fees. Apply now or call our Real Estate Department at 1-800-222-1329, ext. 538 or 518.

Student Survival Kit

If there’s a student in your family heading to college this fall, make sure he or she opens our Student Account. Let them learn to manage their finances safely using the credit union you already know and trust. As an added feature, ask us to set up cross-account transfer authorization so you can quickly transfer funds from your account into your student’s using Online Banking or Quick Draw.

Here’s what’s included in the Student Account:

• Free Checking with no monthly fees or minimum balance
• Free Visa® Check/ATM Card
• Free Online Banking and Bill Payer
• College Rewards Visa® Credit Card through our partner Elan with online access to view account activity & make payments
• E-statements so you don’t need to depend on dorm mail
• Quick Draw Telephone access

Click here to request a student account package. Enter "Student Survival Kit" in the subject line and your name and address in the message area. Do not include your account number.

Find a Free ATM By "Texting"

Want to find the location of a free Co-Op ATM when you're away from your computer?

Call 692667 (MYCOOP) from any cell phone. Text your location - address, intersection or zip code - and you will be directed to the nearest Co-Op ATM.

Or call 888 SITE COOP to access the voice ATM locator.