What's New?

Earn $25 & Start a Great Relationship

Refer your family, friends and co-workers to open accounts during our special promotion and you'll receive $25 for each qualifying new member. Your referral gets $25 too after opening a savings and checking account with direct deposit.

Refer as many family members, friends and co-workers as you like! There's no limit. You will receive separate $25 rewards for each new member. Our expanded field of membership means more individuals can join Atlantic Federal.

In these tough economic times, everyone is looking for ways to save and make more. At Atlantic Federal we're here to help all of our members do better financially with better rates, better products and better service.

Refer a member now.

*New accounts must be opened between July 1, 2010 and Oct. 29, 2010 to qualify for the $25 reward

.75% Rate Cut On All Car Loans

To celebrate the Credit Union's 75th anniversary, we're reducing all car loan rates by .75% (3/4%). This amazing rate reduction applies to both new and used vehicles and will be available for a limited time.

Now more than ever, don't rush into financing a vehicle or taking the dealer's rebate without first finding out what the Credit Union has to offer:

as low as 4.50% apr* on New Vehicles

as low as 4.75% apr* on Used Vehicles

We offer 125%* financing for New and Used vehicles including tax, title & extended warranty with terms up to 7 years.

Get instant loan approval now.

APR=Annual Percentage Rate. *Rates and percentage financing shown offered to Premier Members meeting selected credit criteria for up to a 3-year term. Other rates and terms available based on Member Merits status and credit worthiness criteria. AFCU vehicle loans not eligible for refinancing. Rates in effect as of April 1, 2010 and are subject to change without notice. **Based on credit worthiness.

Text Message Banking Is Here

Our new Text Message Banking service enables you to check your balances and see recent transactions quickly and easily using your mobile device. Just send a text with BAL or LAST and we'll instantly reply with the information.

Here's how to get started: If you're already signed up for @nytime Financial Center, log in to your account and click on the "Notifications" tab to register your device.

If you're not currently signed up for @nytime Financial Center, now is the time to get started. All you need it your account number and it only takes a few minutes..

Use Our Easy, Online Checking Switch Kit

If you hesitated to switch to our better value Checking Accounts because it would be time consuming and complicated, we've got good news.

Our easy Online Switch Kit supplies the letter and forms you need to close old checking accounts and change direct deposit and automatic payments. We also have a Spanish Switch Kit.

Get Control of Your Finances with FinanceWorks®

We've added a powerful free money management tool called FinanceWorks® within @nytime Financial Center.

Now you can view and track all of your accounts - checking, savings, credit cards, loans and investments - even non-AFCU accounts from one safe location within our website. No more logging in to multiple websites and remembering passwords.

More than 16,000 financial institutions can be brought into this program which is powered by Intuit's Quicken. The program has a small business accounting capability too.

With FinanceWorks,you can:

Click here for a preview.

Get started today! If you're a current user of @nytime Financial Center, just log in and click on the FinanceWorks link.

Not yet using @nytime Financial Center? Simply enroll in @nytime Financial Center and log in with your new user name and password to begin using FinanceWorks.

Courtesy Pay Opt-In Required

Members who wish to continue Courtesy Pay protection for ATM and debit card transactions must opt in or they will be removed from the service on July 1, 2010.

If you do not opt in, we will be required to decline ATM and debit card transactions when you do not have enough money in your account to cover them.

This "opt in" requirement is the result of a new Federal Reserve rule to curb some financial institutions' abuse in charging fees. As a not-for-profit credit union, AFCU has always avoided charging overdraft fees whenever possible. Members access Courtesy Pay only after all other account sources have been exhausted; i.e. transfer from available funds in Savings or Overdraft Line-of-Credit.

The new rules do not apply to Courtesy Pay coverage on checks or automatic bill payments that you have set up to pay your mortgage, rent or utilities. We will continue to automatically provide overdraft services for these types of transactions. If you do not want overdraft services in these instances, please call the Credit Union.

Don't be left unprotected. Click here to opt in to Courtesy Pay now so you'll have continuous coverage for ATM and debit card transactions.

Learn more about Courtesy Pay coverage.